Proviso gives principals and compliance officers a single view of every Central Bank obligation across their team — CPD, fitness and probity, IAF, and Consumer Protection Code. No spreadsheets. No surprises.
Built specifically around the Central Bank of Ireland's regulatory framework for Irish financial advice firms. Not a generic tool bolted onto Ireland — purpose-built from the ground up.
See the dashboard →15 hours per year, tracked by MCC category. Proviso flags shortfalls in real time and generates the annual return automatically by 31 January.
Annual declarations, PCF pre-approval workflows, and due diligence records — aligned to the updated F&P Standards 2025 issued in November 2025.
Responsibility maps, conduct standards, and business area statements for all CF and PCF function holders. Proviso templates every required document.
Suitability records, disclosure logs, and complaint registers tracked against the revised Consumer Duty requirements.
QFA, APA, CUA, CFP, RPA status per adviser. Alerts when a designation is at risk from CPD shortfall or lapses in any product category.
Anti-money laundering training logs per staff member, inspection-ready without manual collation.
| Adviser | Designation | CPD progress | F&P | IAF | Status |
|---|---|---|---|---|---|
| Sarah Connolly | QFA · PCF-12 |
15/15h
|
Signed | CF-3 ✓ | Compliant |
| David Murphy | CFP · CF-3 |
15/15h
|
Due 18d | CF-3 ✓ | Action soon |
| Aoife O'Brien | APA · CF-4 |
12/15h
|
Signed | CF-4 ✓ | CPD shortfall |
| Patrick Fitzpatrick | RPA · CF-3 |
15/15h
|
Signed | CF-3 ✓ | Compliant |
Enter your CBI registration number and the designations your advisers hold. Proviso maps the correct obligations automatically.
Each adviser logs existing CPD and signs their F&P declaration directly in Proviso. No spreadsheet import, no manual entry.
The principal or compliance officer sees every gap and upcoming deadline immediately, prioritised by urgency.
When the CBI updates its requirements, Proviso updates the obligation library and alerts you to what has changed.
Every change to the regulatory framework is reflected in your Proviso dashboard within 48 hours of publication. No manual review required.
Replaces the 2023 F&P Standards. New structured due diligence approach and updated PCF pre-approval requirements.
F&PProviso auto-logs verified LIA completions when you connect your membership. No manual entry.
CPDCBI clarifications on CPD category requirements now reflected in Proviso's obligation library.
MCCResponsibility Maps and Business Area Statements of Responsibility now required. Proviso templates all documentation.
IAFNo per-seat charges. No setup fees. Annual billing saves one month. Cancel anytime.