Proviso knows — and shows you exactly where you stand, before the Central Bank does.
Your live compliance position, your outstanding risks, your evidence, and your inspection pack — in one place. CPD, fitness and probity, IAF, and the Consumer Protection Code, tracked all year so you are ready in an afternoon, not a fortnight.
CPD hours in a spreadsheet. Fitness and probity declarations in a drawer. AML training buried in someone's inbox. Suitability records inside client files. Policies in a folder nobody has opened since they were written. It holds together — right up until the Central Bank sends a request for information or announces a themed inspection. Then it becomes days of scrambling, and the gaps only surface when it is too late to close them quietly.
Proviso replaces the scramble with a live picture — so you always know where you stand, and the evidence is ready before anyone asks for it.
Built around the Central Bank of Ireland's regulatory framework for Irish financial advice firms.
See how it works →CPD tracked by MCC category — the 15-hour requirement, the mandatory Ethics hour, and per-category coverage checked against each adviser's accreditation. Proviso flags shortfalls and gaps, and assembles your Retail Intermediary Annual Return data ready for completion and PCF sign-off in the Central Bank Portal.
Annual F&P declarations, pre-appointment due diligence records, and PCF pre-approval tracking — referenced to the consolidated Fitness and Probity Standards 2025 and the revised Guidance effective 20 November 2025.
Responsibility maps, conduct standards, and business area statements for CF and PCF function holders, with guided builders for your core compliance policies — Conflicts of Interest, Fitness & Probity, CPD, AML, complaints handling, and vulnerable customers — and structured records for the rest, referenced to the IAF Regulations 2023.
Suitability records, disclosure logs, and a complaints register, structured to the Consumer Protection Code 2025 (Section 48 Consumer Protection Regulations) — including the know-the-consumer suitability pillars, sustainability preferences, and fee and remuneration disclosures.
QFA, APA, CFP, RPA, CUA and related designation status per adviser. Proviso flags when an adviser is at risk of falling short of the MCC — from a CPD hour shortfall, a missing Ethics hour, or a gap in an accredited product category.
Anti-money laundering training logs per staff member, maintained in one place and ready to export or hand over without manual collation.
Enter your CBI registration number and the designations your advisers hold. Proviso maps the correct obligations automatically.
Each adviser logs existing CPD and signs their F&P declaration directly in Proviso. No spreadsheet import, no manual entry.
The principal or compliance officer sees every gap and upcoming deadline immediately, prioritised by urgency.
When the CBI updates its requirements, Proviso updates the obligation library and alerts you to what has changed.
Step through the platform screen by screen. Switch between the view for a compliance consultant managing many client firms, and the view for a single regulated firm.
Every change to the regulatory framework is reflected in your Proviso dashboard within 48 hours of publication. No manual review required.
Replaces the 2023 F&P Standards. New structured due diligence approach and updated PCF pre-approval requirements.
F&PProviso auto-logs verified LIA completions when you connect your membership. No manual entry.
CPDCBI clarifications on CPD category requirements now reflected in Proviso's obligation library.
MCCResponsibility Maps and Business Area Statements of Responsibility now required. Proviso templates all documentation.
IAFTell us a little about your firm and we will set up a walkthrough and access so you can try it properly. No obligation, no sales pressure.
Simple tiers. Annual billing saves a month. Cancel anytime.
Manage and audit all your broker clients from one multi-tenant dashboard — no logging in and out of separate accounts. Reports can carry your consultancy's name alongside Proviso.
10 questions. No account required. We show you exactly where your compliance gaps are — before the CBI does.
We do the setup for you. Every last row of it. You hand us your spreadsheets, certificates, and PDFs — we hand you back a live, fully populated compliance dashboard in 48 hours.
Sign up before 31 January and send us your LIA or IOB membership number. We retroactively pull, categorise, and verify your entire 12–24 months of CPD history and load it into Proviso. Your full CPD record — done. In 24 hours.
Got a CBI Request for Information and not yet a subscriber? Buy a one-off Compliance Evidence Pack. Full 12-section compliance report, generated in seconds.